Leveraging Digital Finance for Women’s FL and Sustainable Development in Pakistan

Authors

  • Uzma Arshad DHA Suffa University
  • Imtiaz Arif PhD Scholar,Department of Management Sciences, DHA Suffa University, Karachi, Pakistan.

DOI:

https://doi.org/10.52700/assap.v7i1.488

Keywords:

Financial Attitude (FA), Financial Behavior(FB), Financial Knowledge(FK), Money Management Skills (MMS), Digital Financial Tools (DFT), Financial Literacy (FL)

Abstract

FL is a significance issue in recent years and has emerged as crucial issue globally particularly with regards of women literacy. Making sensible financial decisions in Pakistan is mostly difficult reasoning the higher growth rate in country, low literacy rate, shortage of resources, inequality, diversification in culture and other social and economic differences. It has widely seen that women all around the world obtained lesser opportunities to acquire financial resources, property rights, and higher education. Consequently, women are less encouraging in taking participation in sound financial decisions leads further discrimination and suppression of their ability to become financially independent. Therefore, enhancement in women's FL is not only an educational goal but it is also a criterion for gender equality. With the prescribe context this research provides the direction for FL duly connected with financial attitude (FA), financial behavior (FB), Financial Knowledge (FK) , Money management skills (MMS), and Digital Financial tool (DFT).

 

Published

2026-03-30